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The Flooding in Louisiana

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Louisiana has seen some of the worst flooding in the states history over the past 3 days. Since the flooding has started, President Obama has signed a Disaster Declaration on August 11th 2016 which lets Federal aid to start flowing to the affected areas of the state including the Parishes of East Baton Rouge, Livingston, St. Helena and Tangipahoa.  With the signing of the Disaster Deceleration, this allows grants for temporary housing and home repairs as well as low interest, emergency loans to help cover uninsured property damage.  This comes in very handy since many of the homes that have taken on water have never flooded prior and do not have any flood insurance.

Extent of Louisiana Flooding

louisiana floodingThe extent of the Louisiana flooding is massive. Currently over 10,000 people are staying in temporary facilities in the Baton Rouge area with many more evacuated. As of today, the flooding has caused 5 deaths.  Celtic Movie Studios, a massive warehouse on Airline Highway in the city, is currently housing about 3,000 people on its campus alone.  Over 20,000 people have been rescued so far by the National Guard and private citizens.  Many residents are still stranded in their homes since the water has yet to recede.  Thousands of people were stranded in their automobiles on Interstate 12 since Saturday.  Only on Sunday were the National Guard and good seminarians able to start rescuing people by boat.  the Stranded motorists that have been rescued were brought to the Hammond Parks and Recreation Center.

Prior to the President’s deceleration, Louisiana Governor John Bel Edwards, declared a State of Emergency.  In a statement, Edwards stated:

“We are in constant contact with local officials and first responders, and assistance is already on the move to affected parishes. … The most important thing to remember is to obey road signs and to constantly monitor the news for updates to ensure everyone’s safety. Every available resource will be used to assist citizens as this situation continues to unfold.”

Louisianians Take To Their Boats

boats in tow to rescue stranded residentsThe scene on Monday morning was thousands of Louisiana residents traveling into the deviated areas with boats in tow.  As of Monday morning, private residents have rescued hundreds, possibly thousands of fellow Louisianians from their flooded homes.  Many of the good seminarians have traveled for hours from outlying cities to assist in the evacuation efforts. With the Governors Emergency Deceleration, over 1000 National Guard soldiers are on the ground in “search and rescue” mode.  In addition to the troops, the state of Louisiana has deployed 170 high water vehicles, 20 boats and five helicopters.  Many Louisiana residents are still stranded in their homes, without electricity or proper supplies.  As of now, thousands of people and hundreds of pets have been saved from the flood that seemed to “come out of nowhere” with over 21 inches of rain in 24 hours. As of now, it is estimated that over 20,000 residents and travelers have been rescued.

 

Trump Answers Real Questions – The Answers May Surprise You

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Donald Trump answers quesitons

Donald Trump the full blown Republican Candidate for President of the United States has been quite elusive on providing details on how he would handle specific political issues throughout the world.  We will lay out the direct questions and answers posed to Trump.

News By Headline

trump answering real questionsI personally believe that it dumbs down the American public when we take our news in by headline or soundbite.  We have become accustomed to choosing our leaders based off of very limited information.  Understanding that most Americans will not take the time to read full interviews, and the mainstream news sources generally only report via headlines, we will provide the legwork so you can get to the meat of the topics.

This is the first, in a string of articles, were we will find hard questions posed directly to the Republican Candidate, with his direct responses.  All of the questions and answers will be direct quotes from interviews and nothing will be added or redacted from the question or the response.

In an interview with Donald Trump, David E. Sanger and Maggie Haberman of The New York Times ask very direct questions — here are the responses.

When Donald Trump Was Asked About Details of NAFTA:

HABERMAN: What kind of change could you make in terms of Nafta without fully withdrawing from it? How could you?

TRUMP: You’ve got to be fair to the country. Everyone is leaving. Carrier just announced they’re leaving. Ford is building a massive plant. So I have a friend who builds plants and then I have to go. I have a friend who builds plants, that’s what he does, he’s the biggest in the world, he builds plants like automobile plants, computer plants, that’s all he does. He doesn’t build apartments, he doesn’t build office space, he builds plants. I said to him the other day, “How are you doing?” He goes, “Unbelievable.” Oh, great, that’s good, thinking about the United States, right, because he’s based in the United States. So I said, “Good, so the country is doing well.” He said, “No, no, not our country, you’ve got to see what I’m doing in Mexico.” He said: “The business there is unbelievable, the new plants we are building. People moving from the United States.” That’s what he does. One-story plants. You understand?

Here is a short, but poignant response on if Trump would use cyberweapons as an alternative to traditional weapons of war:

SANGER: Would you support the United States’ not only developing as we are but fielding cyberweapons as an alternative?

TRUMP: Yes. I am a fan of the future, and cyber is the future.

Here is the response of Trump when being asked if we should support Assad in his battle against ISIS:

SANGER: You would keep Assad there if he’s also fighting ISIS?

TRUMP: I don’t want to say that, I have a very specific view on Assad, but I think we have to get rid of ISIS before we get rid of Assad.

SANGER: So you agree with President Obama in that regard?

TRUMP: Look, Assad hates ISIS; ISIS hates Assad. They are fighting each other. We are supposed to go and fight them both? How do you fight them both when they are fighting each other? And I think that ISIS is a threat that’s much more important for us right now than Assad. You understand what I’m saying?

SANGER: Mmm.

TRUMP: Because Assad and ISIS are fighting. Now we are going to go in and fight them both, because we have people that don’t know what they are doing. We have people that don’t know what they are doing. So I would get rid of ISIS, but I don’t want to fight at the same time. The other thing you have is, is Assad is backed by a country that we made a power, O.K.? Iran. And Russia, O.K.? So why didn’t we do something about that before we made Iran rich, and before we gave them this tremendous power that they now have, that they didn’t have and shouldn’t have had?

This is Donald Trump’s response to how well he personally believes the Republican National Convention went:

HABERMAN: What do you think people will take away from this convention? What are you hoping?

TRUMP: From the convention? The fact that I’m very well liked. Look, I got more votes than anybody in the history of the Republican Party. Almost 14 million votes. I got 37 states. Kasich has one. As an example, Ted had, you know, not many. Thirty-seven states. Now, with the roll call, I had 44 states. It was 44 to seven and the seven was everybody else: 44 to seven. It was 44 to six because we are including the different islands. And when you are in that hall and you see those people, like yesterday, my daughter called up, she said, “Dad, I’ve never seen it — it’s total love.”

Trump made headlines when he said he would back out of NATO and possibly not support a NATO Nation if they couldn’t pay for it.

Here is the full quote when Trump was asked about possibly not following the NATO rules by supporting a fellow NATO country:

SANGER: But I guess the question is, If we can’t, do you think that your presidency, let’s assume for a moment that they contribute what they are contributing today, or what they have contributed historically, your presidency would be one of pulling back and saying, “You know, we’re not going to invest in these alliances with NATO, we are not going to invest as much as we have in Asia since the end of the Korean War because we can’t afford it and it’s really not in our interest to do so.”

TRUMP: If we cannot be properly reimbursed for the tremendous cost of our military protecting other countries, and in many cases the countries I’m talking about are extremely rich. Then if we cannot make a deal, which I believe we will be able to, and which I would prefer being able to, but if we cannot make a deal, I would like you to say, I would prefer being able to, some people, the one thing they took out of your last story, you know, some people, the fools and the haters, they said, “Oh, Trump doesn’t want to protect you.” I would prefer that we be able to continue, but if we are not going to be reasonably reimbursed for the tremendous cost of protecting these massive nations with tremendous wealth — you have the tape going on?

SANGER: We were talking about alliances, and the fundamental problem that you hear many Republicans, traditional Republicans, have with the statement that you’ve made is that it would seem to them that you would believe that the interests of the United States being out with both our troops and our diplomacy abroad is less than our economic interests in having somebody else support that. In other words, even if they didn’t pay a cent toward it, many have believed that the way we’ve kept our postwar leadership since World War II has been our ability to project power around the world. That’s why we got this many diplomats ——

TRUMP: How is it helping us? How has it helped us? We have massive trade deficits. I could see that, if instead of having a trade deficit worldwide of $800 billion, we had a trade positive of $100 billion, $200 billion, $800 billion. So how has it helped us?

SANGER: Well, keeping the peace. We didn’t have a presence in places like Korea in 1950, or not as great a presence, and you saw what happened.

TRUMP: There’s no guarantee that we’ll have peace in Korea.

SANGER: Even with our troops, no, there’s no guarantee.

TRUMP: No, there’s no guarantee. We have 28,000 soldiers on the line.

SANGER: But we’ve had them there since 1953 and ——

TRUMP: Sure, but that doesn’t mean that there wouldn’t be something going on right now. Maybe you would have had a unified Korea. Who knows what would have happened? In the meantime, what have we done? So we’ve kept peace, but in the meantime we’ve let North Korea get stronger and stronger and more nuclear and more nuclear, and you are really saying, “Well, how is that a good thing?” You understand? North Korea now is almost like a boiler. You say we’ve had peace, but that part of Korea, North Korea, is getting more and more crazy. And more and more nuclear. And they are testing missiles all the time.

SANGER: They are.

TRUMP: And we’ve got our soldiers sitting there watching missiles go up. And you say to yourself, “Oh, that’s interesting.” Now we’re protecting Japan because Japan is a natural location for North Korea. So we are protecting them, and you say to yourself, “Well, what are we getting out of this?”

SANGER: Well, we keep our missile defenses out there. And those missile defenses help prevent the day when North Korea can reach the United States with one of its missiles. It’s a lot easier to shoot down from there ——

Below, here is the response when Trump was asked about how the Turkish Government handled the failed coup:

SANGER: Erdogan put nearly 50,000 people in jail or suspend them, suspended thousands of teachers, he imprisoned many in the military and the police, he dismissed a lot of the judiciary. Does this worry you? And would you rather deal with a strongman who’s also been a strong ally, or with somebody that’s got a greater appreciation of civil liberties than Mr. Erdogan has? Would you press him to make sure the rule of law applies?

TRUMP: I think right now when it comes to civil liberties, our country has a lot of problems, and I think it’s very hard for us to get involved in other countries when we don’t know what we are doing and we can’t see straight in our own country. We have tremendous problems when you have policemen being shot in the streets, when you have riots, when you have Ferguson. When you have Baltimore. When you have all of the things that are happening in this country — we have other problems, and I think we have to focus on those problems. When the world looks at how bad the United States is, and then we go and talk about civil liberties, I don’t think we’re a very good messenger.

Lastly, when Donald Trump was asked about the complex relationship between Turkey, the Kurdish Army and ISIS:

SANGER: You said that they could be much more helpful with ISIS. I’m sure perhaps they can. The big difference they’ve had is that we’ve been supporting Kurdish forces that have been very effective ——

TRUMP: I’m a fan of the Kurds, you understand.

SANGER: But Erdogan is not. Tell us how you would deal with that?

TRUMP: Well, it would be ideal if we could get them all together. And that would be a possibility. But I’m a big fan of the Kurdish forces. At the same time, I think we have a potentially — we could have a potentially very successful relationship with Turkey. And it would be really wonderful if we could put them somehow both together.

 

The Dirty Underbelly of Democracy

Most people have come to respect Democracy as a positive form of Government.  It is one of the forms of Government that lets “the people” have a voice in the laws that are created.  There is a dirty underbelly to Democracy that is currently being exploited in our current political system..

What is a Democracy?

Its important to understand that the United States is not a true Democracy, we are a Democratic Republic.  There is a monstrous difference.  In a true Democracy, the rules, laws and implementation of Government is a simply majority.  In a true Democracy, the any group that falls into the minority, have absolutely no protection against the power of the majority.  Simply put, it is Mob Rule.  In a true Democracy, if you have 10 people and 7 of them vote to kill everyone with red hair…then anyone with red hair (most likely the 3 that voted against it) would be put to death.

The Representative Democracy

what is democracyIn a Representative Democracy people are elected to place the Democratic Vote on their behalf.  In theory, the elected official is elected because they hold the same beliefs as the people they represent, thus voting in the manner in which their electorate would vote.

In both types of Democracy, True and Representative, the majority’s power is absolute and unlimited.  Any decision by the majority is final and the minority has no retort.   Because of this, True Democracy opens the door to unlimited Tyranny-by-Majority.

The United States is a Democratic Republic

A Democratic republic uses elected officials to place votes, but the entire system must run within a set of rules.  In the United States’ case, the most basic set of rules are the Constitution.  This means that regardless of what the majority votes, it is unenforceable that the outcome will be outside of the rule of law.  This is an important difference and its what keeps the Majority from absolute tyranny over the Minority. This protects the Minority because of the rights instilled by the Constitution.

The Challenges With Our Democratic Republic

Democracy mediaAs we go into the Presidential Election, we are starting to see the dirty underbelly of Democracy.  With a 24 hour news cycle and social media breaking complex issues into Memes, we have watered down the complex issues of government and have politicians running on platforms that cannot be enforced because of the Constitution and our more granular laws.

With the light-speed pace of the media, exploiting one line statements as a political platform, we are leading people to believe that they are educated on the topics relating to government, while misleading them in the political direction of the news source itself.  There is a quote that says “today, the people use the news like a drunk uses a light pole…more for support than for enlightenment.” With websites so easily created and articles shared on social media, just about anyone can now become a “news source” and have absolutely to culpability to the truth.  This instills misinformation in the minds of the voter.

The Challenges With Our Democratic Republic

democracyBecause, in America we let almost anyone vote, it has become obvious that the influence put forth by making headlines (regardless of the truth) influences the group of people that generally do not follow politics closely.  We must be honest with ourselves and acknowledge that a large portion of the United States do not spend a lot of time learning the background and details of the political arguments.  This, by definition, is ignorance.

Manipulation By Politcal Candidates

Because we should be able to agree that a large portion of the population receives their political views in a myopic manner, we must acknowledge that the purposeful manipulation by the political candidates can put the wrong person in office.  Because generally, we see approximately only 60% of the population vote in Presidential Elections, many citizens realize they do not possess the intimate knowledge (of the current political landscape)needed to make an educated vote.  The new challenge that we face is that a political candidate can now empower a large portion of the population (the other 40 percent), based off of talking points and politically unenforceable views. This lets people running for political office manipulate the vote.

The Downfall of Democracy

The downfall of Democracy is sure to be the fact that every vote is counted equally.  The ability to appeal to the ignorant and mobilize their vote dilutes the vote of the politically savvy voter.  From advising the ignorant to vote, you can control a larger portion of the outcome. This has been a political strategy for decades, many with the best of intentions, but still manipulation of the system.  From MTV telling all 18-21 year old’s to vote, to busing in citizens (who would otherwise stay home) to the polls, our Democratic system has been exploited.  Although this was implemented by the Democrat party, it is now become commonplace in both political parties.

How Do We Fix It?

The fix to the downfall of Democracy as we know it is NOT to push every citizen to vote.  It is not to make people feel guilty if they choose to not exercise their rights in the Democratic process.

If one wants to push for further involvement of the ignorant, push them to become educated.  Don’t push them to vote.

To have uneducated votes dilutes the vote of the people who follow what is truly happening.  As opposed to guilting someone to simply vote, guilt them to learn about the topics and policies.  Once educated, regardless of where they stand, then they should vote.

 

 

 

Luxury Rehab Facilities

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Rehab and recovery

Recovery at a luxury rehab center

Millions of Americans live with addiction and struggle with recovery. Any time of the year is good to take the first step in seeking treatment for a substance use disorder (SUD), alcohol use disorder(AUD), or mental health problem. Many people who have been through recovery recall how difficult it was and how it transformed their lives. Many factors prevent people from receiving the help they need to change their lives. Fear of the unknown is one of the most common reasons.

luxury rehab center

There are many things to be concerned about when you seek help for any addiction. One of the most frightening fears is leaving your home to go somewhere new. It is challenging to move from a familiar and comfortable environment. Even if your living conditions are not ideal, this is true. Therefore, it’s crucial to evaluate luxury and standard rehabs to find the best one for you.

Today, inpatient luxury rehab centers are more popular than ever. Effective, evidence-based treatment is highly sought after by 14.1 million Americans with an alcohol use disorder (AUD) and 10% of all Americans suffering from a substance use disorder. Luxury inpatient rehab programs can help.

It is important to know what makes one rehabilitation facility stand out from another when choosing the best. It can be daunting to find the best rehab facilities in your area. There are nearly 15,000 of them. It can be easier to make your time more productive by knowing what to look out for at the best luxury rehab centers before starting.

What is luxury rehab?

These luxury treatment centers offer the best quality care and treatment options for those struggling with addictions. These rehabs are resort-style and offer personalized treatment plans to each patient who needs a safe, comfortable place to heal. These rehabs are distinguished by their luxury settings, innovative therapies, and privacy. In addition, these facilities respect and protect client privacy by having all staff sign a non-disclosure agreement during employment.

These facilities have a high staff-to-patient ratio, ensuring that clients are taken care of and their needs are met. 

A luxury addiction treatment center is different from other rehabilitation facilities. It caters to the individual’s needs. Inpatient luxury facilities offer traditional, evidence-based treatments such as psychotherapy or pharmacotherapy as well as new treatment programs like adventure therapy, massage therapy, and equine treatment. You can also find upscale amenities like fitness centers and gourmet chefs cooking your meals.

Luxury treatment centers are a great option if you want to feel relaxed, pampered, and reassured during your recovery.

Five benefits of a luxury rehab center

  • Expert medical staff

It is essential to have a treatment center that has a dedicated, professional, experienced, and trained medical staff. This will help you get the best possible addiction treatment. In addition, you can rest assured that your loved one receives a comprehensive assessment so that any underlying conditions, such as pain or co-occurring disorders, are addressed in treatment.

  • Amenities

It can be helpful to have a relaxing, luxurious, and comfortable environment when you’re dealing with one of the most difficult problems in your life, such as a SUD or AUD. Luxury rehabs are the best option. Luxury rehabs offer everything you need, from on-site spas and delicious food. 

  • Tranquil, Relaxing Setting

There are many treatment centers available. But, treatment centers located in natural settings such as the mountains or beaches can offer a sense of peace and tranquility that will help to soothe the mind and nurture the spirit. People often picture the beach when they think about luxury rehab. However, luxury rehab offers many advantages, including this beautiful setting.

  • Entertainment

Many treatment centers offer cable TV, but luxury rehab has many more activities to keep you entertained. Luxury rehab offers clients a wide range of activities, from excursions off-site to on-site pools and spas to keep them busy.

  • Spa-like Experience

Many people find luxury rehab one of their most memorable experiences. This includes concierge services, chef-prepared meals, and yoga. It can be difficult and exhausting to start treatment for an addiction problem. Many people who seek treatment can benefit from it being done in a spa setting.

Luxury rehabs combine evidence-based therapies like psychotherapy and pharmacotherapy with luxurious amenities and services. This can create a relaxed and comfortable environment that can aid patients in their recovery. In addition, the resort-style rehabs offer a variety of treatments and therapies, including acupuncture and aromatherapy.

Understanding luxury rehab costs

Luxurious addiction treatment centers can offer everything, from horseback riding, acupuncture, golf, and horseback riding, to private rooms with custom-made meals and views over the calm ocean. You can even zip line, take spa treatments or learn how to cook. Many people want to know how much luxury rehab costs and if they can afford it.

How much does a luxury rehab center cost? What, if any, are the out-of-pocket costs for luxury rehab? This depends on many factors, including the quality and location of luxury treatment facilities and the number of amenities provided. There are many luxury rehabs in the United States, with different costs. You can also find them around the world.

substance use recovery

It is important to know what luxury rehab amenities you desire to make your AUD or SUD rehabilitation worth it.

Program essentials in the top luxury rehab centers

A comfortable bed, a tranquil and serene environment, and delicious meals are all important aspects of finding top luxury rehab facilities. However, it is equally important that the program and clinical care are outstanding.

Look out for evidence-based psychotherapy programs at top luxury treatment centers. Every person is unique, so what they require during treatment will be different for each individual. However, certain types of psychotherapy have been shown to be effective in the treatment of addiction. Make sure that the top rehab facilities you’re considering offer programs like:

  • Stabilization and detoxification under medical supervision
  • Evidence-based psychotherapy programs such as cognitive-behavioral therapy (CBT), dialectical-behavioral therapy (DBT), and eye movement desensitization reprogramming (EMDR).
  • Individual and group therapy
  • Exposure to support groups like Alcoholics Anonymous, Refuge Recovery, Celebrate Recovery, and SMART.

There are also millions of people who suffer from co-occurring alcohol or substance use disorders. Sometimes people are aware that they have co-occurring disorders. Other times, the use of alcohol masks them. Therefore, it is important to compare the best rehabilitation facilities that offer co-occurring treatment.

Top luxury centers amenities

It can be difficult to seek help for a substance use disorder or alcoholism. You are faced with the difficult decision of leaving behind everything that helped you cope. It is important to make sure that the rehabilitation facilities that you choose have some of your comforts.

Different people have different desires. There are some essential amenities that you should consider when looking at top rehabilitation facilities. These are:

  • A campus that is spacious enough to allow for movement and enjoyment of the natural beauty of the world
  • Suite-style accommodation that includes private bedrooms and bathrooms
  • A skilled, caring, and experienced chef will prepare delicious and healthy meals
  • Alternative treatments include yoga, meditation, and music therapy.
  • Physical therapists and fitness center

It is important to consider your individual needs when choosing a luxury addiction treatment facility. 

Find the best luxury rehab facility for you

It is difficult to recover from AUD and SUD. You should choose a luxury rehab center that offers comfort and care. There are more luxury rehab facilities than ever before. However, just because it is a luxury rehab facility or one of the top luxury drug rehab facilities does not mean that it will provide what you need.

alcohol use recovery

Luxury rehab facilities offer many benefits that are not available in standard rehabs. The accommodations are one. It is clear that addiction treatment can be very difficult and hard work. Undoubtedly, you’ll experience a variety of emotions and feelings while in treatment. Many people find it important to have time with a group and be alone.

Some luxury rehab facilities offer a gym, physical therapy center, library, swimming pool, and many other amenities. Unfortunately, luxury rehab facilities are not all able to offer this. While you are in an addiction treatment program, don’t forget your basic needs. You need to find the right one for you.

Luxury inpatient rehab

Inpatient care can assist you or someone you love who is struggling with alcoholism or substance use. Many people associate rehab with an institution-like setting. This can evoke fear and hesitation. However, you should understand that not all inpatient rehabs will be the same. For those who have avoided treatment because of the above-mentioned fear, it is important to seek treatment at a luxury inpatient rehab center.

luxury inpatient rehab center

For those with an AUD/SUD, small luxury inpatient rehab centers may be more suitable. However, for others, any size luxury residential rehabilitation with evidence-based treatment programs will work. You can find help for a SUD or AUD at any of the small or large luxury inpatient rehab facilities. 

Pillars of care at a luxury rehab facility

Medical services offer safe detoxification and stabilization and treat underlying conditions to relieve pain, improve functioning, and promote a positive outlook.

Psychotherapy and clinical neuropsychology are used to assess cognitive function and help build resilience.

Neurorestorative therapy retrains brain patterns that are not adaptive to triggers and promotes positive behavior.

Programs for wellness that include physical care, nutrition counseling, bodywork, and mindfulness can unify mind and body healing, as well as restore the spiritual connection.

Take action

It doesn’t matter who you may be or what kind of addiction you have. Taking the first step to seeking help and taking action can make a big difference in your life.

Real Estate Franchises to reimburse for up to 1 billion to home buyers

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NAR in trouble

Federal commission suit now a class action; NAR, Realogy vow to appeal
Days after oral arguments, a judge Friday granted class certification in 1 of 2 federal
commission suits that could rock the real estate industry and impact how agents are
compensated nationwide.


NAR Gets a Beatdown


Federal commission suit now a class action; NAR, Realogy vow to appeal
Days after oral arguments, a judge Friday granted class certification in 1 of 2 federal
commission suits that could rock the real estate industry and impact how agents are
compensated nationwide

Problems You Might Overlook When Buying
https://www.shadowfirepress.com/the-economy/real-estate/problems-you-might-overlook-when-buying/



In a major blow to the National Association of Realtors and major real estate
franchisors
, hundreds of thousands of homesellers can ask to be reimbursed for more
than $1 billion in commissions they paid to buyer agents in the past eight years as a
result of a federal court ruling on Friday.


The National Association of Realtors and real estate holding company Realogy on
Monday both signaled plans to appeal the ruling.


Just days after hearing oral arguments, Judge Stephen R. Bough of the U.S. District
Court in Western Missouri granted class certification in one of two federal commissions
lawsuits that could rock the real estate industry and impact how agents are
compensated nationwide.


In 2019, homeseller plaintiffs Joshua Sitzer and Amy Winger filed a lawsuit against
NAR, Realogy, RE/MAX, Keller Williams, and HomeServices of America and its
subsidiaries BHH Affiliates and HSF Affiliates alleging the sharing of commissions
between listing and buyer brokers violates the Sherman Antitrust Act by inflating seller
costs.

Other plaintiffs, including Scott and Ronda Burnett, later joined the case.
The Sitzer/Burnett suit, like a bigger federal case in Illinois brought by homeseller
Christopher Moehrl, seeks to have homebuyers pay their broker directly, rather than
having listing brokers pay buyer brokers from what the seller pays the listing broker.


A week ago, the court held oral arguments on the plaintiffs’ motion seeking to have the
Sitzer/Burnett suit certified as a class action and Bough rendered his decision Friday.

“Plaintiffs argue that class certification is the superior method because each member
has little incentive to control the litigation because the identical claims would result in
uniform damages calculation, each class members’ damages will be small compared
with the relatively high costs of bringing litigation, separate proceedings would produce
duplicative efforts and risk inconsistent verdicts, and class action is the superior method
of adjudication because of the size of the case and issues involved,” Bough wrote in his
April 22 order.


“[T] he Court agrees with Plaintiffs that a class action is the superior method for fairly
and efficiently adjudicating the controversy.”


The order means that the Sitzer/Burnett suit now represents sellers who paid a broker
commission in connection with the sale of residential real estate in Missouri listed on
one of four MLSs — MARIS, Heartland MLS, Southern Missouri MLS, and the Columbia
Board of Realtors MLS — from April 29, 2014 to the present.

NAR’s Response


In an emailed statement, NAR spokesperson Mantill Williams told Inman the 1.5-million
member trade group will look to a higher court to reverse the ruling.
“We are disappointed in the decision and plan to appeal,” Williams said.


Referring to multiple listing services, he said,”The pro-competitive, pro-consumer local
broker marketplaces serve the best interests of buyers and sellers. Local broker
marketplaces ensure equity, transparency, and market-driven pricing options for the
benefit of home buyers and sellers. These marketplaces reduce transaction costs by
ensuring, among other things, that a buyer broker and their client understand how much
the listing broker will pay the buyer broker for procuring a buyer for the listed property.


“Local broker marketplaces also level the playing field among brokerages, allowing
small brokerages to compete with large ones, and provide for unprecedented
competition among brokers, including different service and pricing models.”


In an unscheduled public filing Monday, Realogy informed its shareholders that it too
planned to appeal the judge’s order, but stressed the uncertainty of the case’s outcome.
“The Company intends to promptly petition the United States Court of Appeals for the
Eighth Circuit to pursue an interlocutory appeal of the decision on class certification, but
there is no assurance such appeal will be granted or result in a stay of the proceedings,”
the company told investors.


“The Company disputes the plaintiffs’ allegations against it in the antitrust litigation,
believes that it has meritorious defenses, and will vigorously defend these actions.
Litigation is inherently unpredictable and subject to substantial uncertainties and
unfavorable resolutions could occur. Adverse developments or outcomes in current or
future litigation, in particular pending antitrust litigation, may materially harm our
business and financial condition.”


In an emailed statement, Keller Williams spokesperson Darryl Frost told Inman the
company was aware of the ruling, but declined to say whether the company would
appeal.


“The court did not decide the merits of the plaintiffs’ claims, which we categorically
deny,” he said. “The case is far from over, and we will continue to vigorously defend
ourselves in court.”


RE/MAX, HomeServices of America and its subsidiaries BHH Affiliates and HSF
Affiliates declined to comment.
The NAR rules they’re fighting over According to the judge’s order, the plaintiffs allege that the enforcement of certain NAR rules results in price-fixing that artificially inflates residential real estate broker commissions homesellers pay because sellers would not pay buyer brokers without
those rules.


One of those rules is a NAR policy, sometimes known as the buyer broker commission
rule, that requires listing brokers to offer a blanket, unilateral offer of compensation to
buyer brokers in order to submit a listing to a Realtor-affiliated multiple listing service.
The rule prohibits MLSs from publishing listings that don’t include an offer of compensation that is either a percentage of the list price or a definite dollar amount and can’t be a general invitation to discuss terms and conditions of possible cooperation.


According to Bough, this rule is “the cornerstone of Plaintiffs’ alleged price-fixing
conspiracy” and adds, “Plaintiffs contend this Challenged Rule requires every seller to
make a non-negotiable offer of buyer broker compensation.”


The second rule is Standard of Practice 16-15 in NAR’s Code of Ethics, which states
that “In cooperative transactions Realtors shall compensate cooperating Realtors” —
another rule the plaintiffs contend requires sellers to offer compensation to the buyer
broker.


The third rule is the code’s Standard of Practice 16-16, which states: “Realtors, acting
as subagents or buyer/tenant representatives or brokers, shall not use the terms of an
offer to purchase/lease to attempt to modify the listing broker’s offer of compensation to
subagents or buyer/tenant representatives or brokers nor make the submission of an
executed offer to purchase/lease contingent on the listing broker’s agreement to modify
the offer of compensation.” The plaintiffs allege this rule hinders consumers’ ability to
negotiate buyer broker compensation.


The fourth rule is the code’s Standard of Practice 3-2, which says: “Any change in
compensation offered for cooperative services must be communicated to the other
Realtor prior to the time that Realtor submits an offer to purchase/lease the property.
After a Realtor has submitted an offer to purchase or lease property, the listing broker
may not attempt to unilaterally modify the offered compensation with respect to that
cooperative transaction.” The plaintiffs allege this rule inflates commissions “by
eliminating opportunities” for consumers to be able to negotiate the buyer broker
commission.


According to the plaintiffs, the real estate franchisor defendants require each of their
franchisees, subsidiaries, brokers, and agents to abide by the four rules.
“For example, Plaintiffs point to various Policies and Procedures Manuals and
Franchise Disclosure Documents of the Corporate Defendants which require
compliance with the NAR Code of Ethics and either require or strongly encourage NAR
and local MLS membership,” Bough wrote.


“Plaintiffs argue enforcement of the Challenged Rules is important to the Corporate
Defendants because most of their profits are derived from broker commission rates. For
example, approximately ‘80% of Realogy’s revenue’ in 2017 came from commissions.
Plaintiffs also allege Corporate Defendants provide sales scripts to their brokers and
agents with canned responses to prevent sellers from deviating from the standard offer
of buyer broker compensation.”


The plaintiffs have specifically called out Keller Williams’ training scripts for allegedly
encouraging steering and discouraging sellers from reducing buyer broker
commissions. At oral arguments last week, one of the plaintiffs’ lawyers also revealed
that the plaintiffs are alleging that KW co-founder Gary Keller heads the alleged
conspiracy.


Why the judge granted class certification


In order for a case to qualify for class-action status, it must satisfy four elements under
the law: 1. The class is so numerous that it would be impossible to bring them all before
the court, 2. There are questions of law or fact common to the class, 3. The claims or
defenses of the named plaintiffs are typical of the claims or defenses of the class as a
whole, and 4. The named plaintiffs will fairly and adequately protect the interests of the
unnamed class members.


According to Bough, the defendants did not dispute that the plaintiffs met the
numerosity requirement, given that “hundreds of thousands of class members
geographically dispersed throughout the state of Missouri and portions of Kansas and
Illinois” would be included.


Bough also agreed with the plaintiffs that there are many questions of law or fact
common to the class, including whether the alleged conspiracy was implemented in the
areas in which the subject MLSs operate; whether the alleged conspiracy violates the
Sherman Antitrust Act; the duration, scope, extent, and effect of the alleged conspiracy;
and whether class members are entitled to damages.


He also agreed with the plaintiffs that their claims are typical of all proposed class
members because they were all subject to the rules at issue, each class member sold a
home through one of the real estate franchisor defendants and listed that home on a
subject MLS, each class member paid a buyer broker, and the plaintiffs’ and class
members’ claims are based on the same legal theories.


“Each class member seeks damages based on the same theory of harm: Defendants’
conspiracy to implement and enforce the Challenged Rules caused home sellers to pay
a buyer broker commission, or at least a fixed, inflated commission, that they would not
have otherwise paid as a condition of listing their market on a Subject MLS,” Bough
wrote.


The judge also did not buy the defendants’ contention, made during oral arguments,
that the plaintiffs are not adequate class representatives because some proposed class
members would have actually benefited from the rules at issue if they paid less to a
buyer broker as sellers than was paid for them when they themselves bought a home.
Bough pointed to the testimony of Craig T. Schulman, an economics professor at Texas
A&M University and expert for the plaintiffs, who said that in a world without the rules at
issue, buyer brokers would be either eliminated or rare.


“Accordingly, in Plaintiffs’ alleged but-for world, all class members would benefit from
removal of the Challenged Rules even if they did not have to compensate their own
buyer broker,” Bough wrote.


“This is because, absent the Challenged Rules, (1) class members would not have used
a buyer broker, (2) class members would pay a lesser, more competitive buyer broker
commission rate – and thus broker rates would still be free to buyers – or (3) the cost of
buyer broker fees would significantly decrease because buyers would be incentivized to
negotiate their fee.


“A conflict therefore does not exist among the class members. Each class member has
the same interest in establishing the existence of the conspiracy, and the class
members were allegedly injured by Defendants in the same manner and seek
substantially identical relief – reimbursement of the overcharged buyer broker
commission.”


Moreover, Bough disagreed with the defendants’ contention that the plaintiffs should
discount from damages claims the benefits class members got when they themselves
were buyers.
“[T]his offset argument fails,” he said. “Under [a previous case], a plaintiff ‘may recover

the full amount of the overcharge, even if he is otherwise benefitted, because the
antitrust injury occurs and is complete when the defendant sells at the illegally high
price.’”


Furthermore, he added, the idea that some class members are “uninjured plaintiffs”
misstates the plaintiffs’ theory of the case.


“Dr. Schulman opines that the competitive rate for sellers to pay buyer broker
commissions is zero because no class member would have paid a buyer broker but for
the Challenged Rules and, therefore, every class member paid more than that amount by virtue of their inclusion the class,” Bough said.


While the defendants argued that commissions came down to individual broker
decisions, Bough noted that Schulman’s report indicated that commission rates
remained uniformly high throughout the class period, regardless of market conditions.
“[B]uyer broker commission rates experienced very little variation, with yearly averages
ranging from 2.974% to 2.985%, regardless of how long a house remained on the
market,” Bough wrote.


“The Court also finds that the near uniformity of commission rates is common evidence
which demonstrates that a seller’s decision to offer buyer broker compensation is not
predominated by individual circumstances,” he added.
At oral arguments, an expert for the defendants pointed to data from Washington-based


Northwest MLS, which eliminated the buyer broker commission rule in 2019, to stress
that in a market where the rule has been absent, 99.2 percent of listings continue to
offer a buyer broker commission (flat from 99.3 percent before the rule was eliminated).
But Bough said that data did not defeat the plaintiffs’ bid for class certification.
Citing Schulman, Bough said that if the rules at issue were eliminated, “The real estate
market would take considerable time to change the way people think about how the market works and for the information to disseminate,” similar to travel agencies, stock brokerages, cable television, and hard-wired telephones.


“In each industry, the market adapted to disruption slowly, over the course of several
years, and not enough time has passed to see a significant market adjustment in the
Northwest MLS,” Bough said.
The classes that are now certified
The judge’s ruling certified three classes:

  1. The “Subject MLS Class,” asserting Count I (Violation of Section 1 of the
    Sherman Act), defined as: “All persons who, from April 29, 2015 through the
    present, used a listing broker affiliated with Home Services of America, Inc.,
    Keller Williams Realty, Inc., Realogy Holdings Corp., RE/MAX, LLC, HSF
    Affiliates, LLC, or BHH Affiliates, LLC, in the sale of a home listed on the
    Heartland MLS, Columbia Board of Realtors, Mid America Regional Information
    System, or the Southern Missouri Regional MLS, and who paid a commission to
    the buyer’s broker in connection with the sale of the home;
  2. The “Missouri Antitrust Law-Subject MLS Class,” asserting Count III (Violation of
    Missouri Antitrust Law), defined as: “All persons who, from April 29, 2015 through
    the present, used a listing broker affiliated with Home Services of America, Inc.,
    Keller Williams Realty, Inc., Realogy Holdings Corp., RE/MAX, LLC, HSF
    Affiliates, LLC, or BHH Affiliates, LLC, in the sale of a home in Missouri listed on
    the Heartland MLS, Columbia Board of Realtors, Mid America Regional
    Information System, or the Southern Missouri Regional MLS, and who paid a
    commission to the buyer’s broker in connection with the sale of the home;” and,
  3. The “MMPA Class,” asserting Count II (Violation of the Missouri Merchandizing
    Practices Act), defined as: “All persons who, from April 29, 2014 through the
    present, used a listing broker affiliated with Home Services of America, Inc.,
    Keller Williams Realty, Inc., Realogy Holdings Corp., RE/MAX, LLC, HSF
    Affiliates, LLC, or BHH Affiliates, LLC, in the sale of a residential home in
    Missouri listed on the Heartland MLS, Columbia Board of Realtors, Mid America
    Regional Information System, or the Southern Missouri Regional MLS, and who
    paid a commission to the buyer’s broker in connection with the sale of the home.”

USDA warns about plastic pieces in Trader Joe’s chicken salad

trader joes chicken salad

A public alert has been issued by the USDA’s Food Safety and Inspection Service regarding certain chicken salads sold under the Trader Joe’s label because of possible contamination with hard plastic pieces.

According to the alert, consumers may have ready-to-eat chicken/slaw products in their homes as it has use-by dates that run through March 12.

According to the alert, “The problem was discovered after an FSIS-inspected establishment received notification by their salad dressing supplier that the dressing may contain hard plastic.” The alert stated that the establishment notified FSIS about the problem. FSIS and FDA coordinate on this matter. These products have not been linked to any adverse reactions.

R&G Fine Foods Inc., Northridge, CA is the manufacturer of the chicken salad. The establishment number P-6247 can be found inside the USDA mark for inspection printed on the label. USDA labeling goes through a very specific process and is approved by The USDA’s Food Safety and Inspection Service (FSIS). The product in question was shipped to Arizona, California, Nevada, New Mexico, and Utah.

One of the many Trader Joes Chicken Salad options

To determine if they have the chicken salad at home, consumers can refer to the following information: 12-ounce plastic tray packs containing “Trader Joe’s CRUNCHY SAW with Chicken, Crispy Noodles, & Peanut Dressing”, and a use-by date of 03/09/22.

The chicken salad was made on March 3rd, 4th, 5th, and 6th.

“Consumers who purchased these products should not consume them,” the public alert states. According to the alert, these products should be thrown out or returned to their place of purchase.

Consumers with food safety questions can call the toll-free USDA Meat and Poultry Hotline at 888-MPHotline (888-674-6854) or live chat via Ask USDA from 10 a.m. to 6 p.m. (Eastern Time) Monday through Friday. Consumers can also browse food safety messages at Ask USDA or send a question via email to MPHotline@usda.gov. For consumers that need to report a problem with a meat, poultry, or egg product, the online Electronic Consumer Complaint Monitoring System can be accessed 24 hours a day at https://foodcomplaint.fsis.usda.gov/eCCF/.

Pet Friendly Pest Control

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protect your beloved pets

Many people consider a home incomplete without a pet. Pets can be like family. Pets are like family. They bring joy to their owners by being there for them, and often sleeping, eating, and even traveling with them. After a hard day at work, they are loyal and happy to visit their owners. Pet owners often make it a priority to take care of their family pet and keep them safe.

What is pet-friendly pest control?

Pet-friendly pest control is intimately linked with integrated pest management, an approach that the EPA describes as “an environmentally friendly, common sense approach to controlling pests.” Traditional pest control involves the routine application of pesticides. Integrated Pest Management is a different approach.

  • Pest prevention is the focus
  • Only use pesticides as necessary

A pest control plan is a good idea for your home. Pest control is not only beneficial for those who live there, but also for their pets. While pests can be a nuisance and can cause harm to homeowners, some can also pose a danger to pets.

Pests that could be dangerous to your pet

Both indoor and outdoor pests can be annoying and even dangerous for humans and their homes. Some can also be dangerous for your pet. Even if the pests aren’t obvious to the naked eye, knowing what to look out for will help you identify them. Your veterinarian and local pet friendly pest control company should BOTH e consulted to recommend preventive measures for pets against common pests and diseases.

Pet Friendly Mosquito Treatment

Pet owners shouldn’t be worried about their pets getting bitten by mosquitoes. Heartworms are also a problem. Heartworm larvae can be transmitted by mosquitoes to cats and dogs. This can cause severe illness and even death. Dogs are particularly susceptible.

Although exterior mosquito control can’t guarantee your pets won’t get heartworms it can reduce the number of mosquitoes in your yard. This will reduce the mosquito bites and exposure of your pets to them.

Pet Friendly Flea Treatment

Fleas can make your pet scratch and itch uncontrollably. This can be difficult for pet owners to see and can be very distressing for their pet. The pet can get infected if the scratching continues unabated. Tapeworms, which can cause cat-scratch disease, and tapeworms can be carried by fleas. Flea treatment can be done by an interior flea control company. Here are some ways to get rid of fleas from your yard.

Pet Friendly Pest Services ForTicks

Lyme disease can be transmitted to pets by tick bites. Lyme disease, if left untreated can cause severe damage to your pet’s organs and joints.

Tick control cannot ensure that your pet does not contract Lyme disease. Proper exterior tick control can reduce tick populations in your yard and reduce tick exposure for your pets.

Although pest control may be helpful in addressing the above problems, it is important to remember that it cannot be used as a preventive measure for Lyme disease, heartworms, or other pest-related issues. For the best preventive measures, pet owners should consult their veterinarians regarding tick and flea control as well as heartworm prevention.

What is the best pest control for pets?

You may be asking yourself, “Is pesticide safe for pets?” Pest control services can be effective but safe for pets if they are applied by professionals.

Professionals are trained in the identification of pests and the best methods to control them. The professionals use the correct treatments according to the label instructions while taking care of your pets and children when placing the products.

  • Although you and your pets won’t have to leave the house during pest control, it’s a good idea.
  • While your pest control technician comes to your home, keep your pets safe.
  • If it is instructed, keep pets and cats out of the affected areas for a time.
  • Take out food, water bowls, bedding, and toys from the affected areas.
  • Before treatment, cover or remove reptile cages, fish tanks, or amphibians
  • Always discuss your concerns with your pest control technician.

How can you help to prevent pests

Pet owners can help their pets stay safe by preventing pests entering their homes. These are preventive measures you can take, or get help from a professional.

Discuss with your veterinarian the best ways to prevent and treat any pests that may be found on or near your pet’s resting places.

Check your pet’s shelter, food, and water regularly.

If you notice signs of insect activity, your bedding should be washed thoroughly and dried according to the manufacturer’s instructions.

If you notice signs of insect activity, toys should be washed according to manufacturer’s instructions.

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Keep pests like ants away from pets by storing pet food in sealed containers

Regularly clean small pet and bird cages.

Repair leaky plumbing, and drain standing water.

To keep insects out of your home, seal cracks and crevices.

To reduce tick habitat, keep leaves raked and grass cut.

You should check your pet for ticks and fleas regularly, especially if they are allowed to roam outside your yard or in other controlled areas.

Regularly clean reptile terrariums and fish tanks, change water regularly and inspect for pests.

Before you give any repellents or medications to your pet that have been affected by pests, consult your veterinarian.

Protecting your pets

Always read the labels on products you purchase to rid your yard and home of pests. Make sure they do not contain toxic chemicals. DEET, which is used in many pesticides, can pose a danger to pets. Metaldehyde can also be found in rodent, slug and snail control products. 

These products are NOT safe for your pets and repel mammals, insects, and other creatures you don’t want.

UFO Footage Released by US Pentagon

#DISCLOSURE 2020 - U.S. Navy releases UFO footage

Is it an Alien?

The truth is more amazing.

Video of an unknown object travelling in excess of 3800 MPH (6700 KPH) was released by the U.S. Department of Defense (DoD) Monday. Both the footage and the testimony of Naval Officer witnesses describe an Unidentified Aerial Phenomena (UAP) with these characteristics:

  • Sudden and Immediate Acceleration to Hypersonic Speeds
  • No Visible means of Propulsion
  • Ultra High G-force, Erratic Maneuvers
  • No Sonic Signatures
  • Travels both through the Air & Underwater

No vehicle known can do this. This is beyond next-generation technology.

The DoD statement accompanying the video release explains that two of the videos were taken in 2015 and one in 2004 by U.S. Navy pilots.

The Leaked Video

In 2007, the U.S. Defense Intelligence Agency (DIA) began a top secret, special access program to investigate UFOs named the Advanced Aerospace Threat Identification Program (AATIP).

The Director of the five year, $22 million program was a career intelligence officer named Luis Elizondo. Leading the AATIP, Elizondo again and again found indisputable evidence of what pilots were calling the tic-tac UFO.

Luis Elizondo

The evidence clearly showed a craft that could travel at hypersonic speeds and make maneuvers that would crush a human being. Almost as astounding was the complete lack of visible engines.

The craft was observed travelling underwater at twice the speed of our fastest nuclear submarine. The craft played cat-and-mouse games with our most sophisticated fighter jets.

The evidence that alarmed him. This craft was fully capable of interfering with U.S. weapons systems. These superior aircraft were potential threats. Elizondo raised the alarm.

For his effort, he was met by certain individuals within the DoD who were “staunchly opposed to further investigation”. In time, Elizondo became frustrated that people at the highest levels were “underestimating or ignoring these potential threats”.

Embittered by what he described as “bureaucratic challenges and inflexible mindsets” in all levels of the Department, Elizondo resigned…and took with him three top secret videos titled FLIR, GIMBLE, and GOFAST.

The Leak

In 2017, Elizando went to work for To the Stars Academy of Arts and Sciences (TTSA). TTSA was founded in part by Blink-182 guitarist Tom DeLonge who is fascinated by UFOs. Shortly afterwards, TTSA released the now-famous UFO videos.

In 2018 the US Navy confirmed that the video was authentic.

Revolutionary Patents

In April, 2017 the U.S. Navy quietly submitted a patent for “A Craft using an Inertial Mass Reduction Device”. The story told is that the patent examiner initially rejected the application because the claims were too far fetched. The patent was granted only after the Cheif Technology Officer of Naval Aviation wrote a personal letter to the Patent Office.



The inventor listed on the patent is Salvatore Cezar Pais, an aerospace engineer who works at Naval Air Station Pax River in Maryland. Since that first patent, Pais has been awarded four more patents. Currently he and the U.S. Navy hold patents for the following technologies that seem straight out of a science fiction novel:

  • A Craft Using an Inertial Mass Reduction Device
  • High Frequency Gravitational Wave Generators
  • Room Temperature Superconductivity
  • A Compact Nuclear Fusion Device
Salvatore Cezar Pais

Craft using an Inertial Mass Reduction Device

What does that even mean? Inertia is the tendency of a body in motion to remain in motion. Reducing inertial mass reduces (and perhaps eliminates) the effect of g-forces caused by accelerating and maneuvering a craft. In other words, a human could survive in this craft while performing the maneuvers observed by the tic-tac UFO.

How is this possible? According to the patent filing, inertial mass is reduced by an “abrupt perturbation of the non-linear background of local spacetime”. As a non-scientist, my takeaway is this machine manipulates the fabric of spacetime.

It does so by using High Energy Electromagnetic Field Generators and microwave transmitters to pass electrical energy and sound waves through an inner and outer resonant cavity filled with a noble gas. The precise magnetic polarization of the two independent resonant cavities creates a gravitational vacuum.

Antigravity Propulsion

When the two electromagenetic fields are tuned to the precise harmonic occilation, the device generates high frequency gravitational waves. These may also be considered repulsive gravity, or antigravity.

Travel through Air, Water, & Outer Space

The craft can function as a submersible craft capable of extreme underwater speeds (lack of water-skin friction) and enhanced stealth capabilities (non-linear scattering of RF and sonar signals). This hybrid craft would move with great ease through the air/space/water mediums, by being enclosed in a vacuum plasma bubble/sheath…

Patent number: 10144532

UAP Fits this Description

Applying Occam’s Razor (the simplest solution is most likely the right one) leads this writer to believe that the vehicles seen in the declassified videos are the “craft” described in the USN patents.

Is there any wonder that DoD leadership was unconcerned about this potential threat?

What this video reveals is that Earth has perhaps entered the Age of Interplanetary Travel.

Pedophile Rings & Worldwide Criminal Conspiracies in the News

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List of Known Pedophile Rings Worldwide

Searching any of these terms will return many articles for further review

Epstein Lolita Express
Sandusky Ring
Over 300 Pennsylvania Priests
Dan Schneider Pedowood
The Finders Cult
Dutroux Affair
The Franklin Cover-up/BoysTown
Haiti Human Trafficking
Paul Schäfer Cult
NXIVM Cult
Chateau des Amerois (Mothers of Darkness Castle)
Nancy Schaefer CPS Assassination
Andrew Breitbart John Podesta
FBI SAC Ted Gunderson Exposes Child Trafficking
Cardinal George Pell Ring
Peter Scully Darkweb Red Room
Dyncorp Human Trafficking
Colonel Michael Aquino Daycare
Pentagon Child Porn Servers
New Mexico Child Camp Cover-up
Ronald Bernard Banker Interview
G4S Security Human Trafficking
Drasius Kedys Pedo Ring
Claudio Spiniak Ring
North Fox Island Child Killer
Madeleine McCann Disappearance
Johnny Gosch Kidnapping
Brooke Shields Child Actor
Operation Midland / Operation Fairbank / Dolphin Square Ring
Jersey Island Child Killings
Sachsensumpf Affair
Elm Guest House Ring
Rotherham Ring Police Cover-up
McMartin Preschool Cover-up
Presidio Military Daycare
Sunspot Observatory FBI Op
Israeli Resort in Colombia Tied To Sex Trafficking
Roman Polanski Scandal
Jared Fogle “Subway” Ring
Savile Scandal
Oprah’s School For Girls Abuse
JonBenet Photographer Child Abuse Arrest
Tuam Church Mass Grave
Lanarkshire Orphanage Mass Grave
Dozier School for Boys Mass Grave
Portugal Casa Pia Pedo Ring
Brazil John of God Ring
Tucson/Cemex Suspected Trafficking Camp
Bibbiano Foster Care Ring
Norway Pedo Ring & CPS scandal
Mexico Cartel Organ Trafficking
Dr. Robert Browne School Abuse
Paul Bernardo Masonic Rapist
Scott Gozenton Satanic Rape
Melbourne Archdiocese Ritual Abuse
New South Wales Ritual Abuse
Superior Universal Alignment Cult
Martensville Satanic Scandal
Cynthia Owen Ritual Murder
Emilia-Romagna Prostitution Ring
Peter Ellis Sex Abuse
Oude Pekela Abuse
Van Rooyen Child Trafficking
Cleveland Child Abuse Scandal
Michelle Remembers Book
Kidwelly Sex Cult
Little Rascals Daycare Ring
Lev Tahor Cult
Marcial Maciel Church Ring
Patrice Alègre/Dominic Baudis Ring
Joris Demmink affair

Research may Cause Post Traumatic Stress

If you search any of these terms, the results will not be pretty. However it is important that the world learns that there are, in fact, organized groups of adult predators seeking to abduct, assault, and oftentimes murder children.

Seek help if you experience the symptoms of Post Traumatic Stress.

SAMHSA’s National Helpline – 1-800-662-HELP (4357)

Interest Rates Reaching Record Low Levels: What This Means to Real Estate

record low mortgage rates per coronavirus

The Federal Reserve have just dropped rates to zero and launches a huge 700 billion dollar quantitative easing program. This, combined with other economy-affecting factors, brought the mortgage rates down to their lowest levels in approximately 50 years. This is in direct response to the Coronavirus.This is to help fight off any impact of the Coronavirus to real estate sales and home values, the Federal Reserve has pulled out all stops to make getting a mortgage very appetizing.

The impact of Coronavirus on Real Estate

This beats the low interest rates during the housing crisis between 2008-2012. Many homebuyers and homeowners are taking advantage of this money-saving opportunity.

What This Means to Home Buyers

Mortgage applications increased by 10%-15% in the mortgage industry. The low interest rates are allowing some home buyers to be eligible and be able to be approved for mortgages. This is especially true for first-time homebuyers.

This also means that buyers may be able to afford a more expensive house. They will be able to save thousands of dollars over the life of a 30-year mortgage. This has certainly given a boost to buyers who were on the fence about purchasing a home.

It is also helping move-up buyers make the decision to sell their current homes and purchase larger or more expensive homes. A mini housing boom is anticipated and expected to take place for the rest of the year.

What This Means to Home Owners

Current home owners should consider refinancing. Mortgage professionals are saying that if you have an interest rate of 4% or higher, you should talk to your lender about refinancing. This may save you thousands of dollars in the long run.

Coronavirus and mortgage rates

It’s also a great time to take money out of your home for a home improvement project or to pay off other debt. Getting a home equity loan is cheap money right now. If you are thinking of selling your home, now is a good time. There are many buyers on the market right now and the inventory is still low.

Don’t Wait Too Long to Take Advantage of Low Interest Rates

While the interest rates are historically low right now, things could change later in the spring, summer or fall markets. The lack of inventory is keeping the demand for houses up. The low interest rates are stimulating more demand which will bring about a rise in house prices.

If this happens, it may take some buyers out of the market for buying homes. If the looming COVID-19 virus spreads, it may affect the job market by people losing their jobs or companies shutting down. This may also take buyers off of the market to purchase homes.

Advice to Home Buyers and Home Owners

If you are thinking of purchasing a home, refinancing your mortgage, taking out a home equity loan, up-sizing to a larger home or downsizing to a smaller home in the next 12-24 months, real estate brokers and mortgage professionals are advising that you do it as soon as possible. Here is one real estate broker explaining what he sees as the impact of Coronavirus on the real estate market. It is unknown how long these interest rates will stay this low. The stock market and economy are extremely volatile right now.

Talk to your real estate or mortgage professional about what is the best course of action for you right now. Owning a home is one of the most important investments you’ll ever make. Make smart choices today, and you’ll save a lot of money in the long run.

The Impact of Coronavirus on Real Estate

The impact of Coronavirus on Real Estate

Hello, my name is Grant Clayton, owner of 1 Percent Lists, a real estate brokerage just outside New Orleans. New Orleans is now a big “hot spot” for the spread of Covid-19 with our cases seeming to explode with every news cycle.

In these times we have to rethink every interaction with everyone we meet. All of those interactions that were commonplace, especially where I live in the south just outside New Orleans, are now to be avoided at all costs. 

The impact of Coronavirus on Real Estate

Uniquely New Orleans 

Down here we don’t just say hi, we hug and kiss each other like we are family even when we aren’t. Our great American melting pot is full of germs and there’s no easier place to spread those germs than New Orleans.  Some claim a connection as far back as Mardi Gras

Economy Closing

As the Covid-19 virus, also known as The Coronavirus, rages across the country and the world many businesses and workers are going to be drastically impacted. All non-essential businesses have been ordered to close their doors to avoid spreading the virus to their clients and this is especially true for restaurants, bars, and other businesses that require social interaction. 

I could bore you with statistics about the virus, but seemingly everyone is writing about that. The other side of the story that is just starting to get coverage is how businesses owners and their employees are going to cope with this catastrophe. 

What Can Local Business Owners Do?

Realistically, the answer to that question will vary wildly depending on what business they are in and what shutting down truly means for them. When businesses shut down people lock their doors and stay home. That is what they are expected to do in this situation, stay home.

Restaurants are trying to adapt by delivering food, doing pick up orders, or using delivery services to keep some business going but many of their employees will struggle. There are a host of other small businesses that are going to be in dire straits, please support them if you can. 

Coronavirus and mortgage rates

Impacts on Real Estate

For real estate agents and companies our business is selling homes. Our business could not be any more intimate and personal. The impact on how we do things can be tremendous. We go into people’s homes everyday, many of them total strangers, to advise them on how to move. So how do we do business in an era where people are literally being told not to leave their homes? 

In the real estate industry, many agents are attempting to adapt by doing “virtual showings” of their listings but at the end of the day that only goes so far. 

  • How many of you would be willing to buy a house that you haven’t even been in? 
  • How many sellers are excited about inviting strangers into their homes?

 If a house goes under contract, we still have to do inspections, appraisals, and closings. It is impossible to do any of these things without someone else invading your personal space. 

After you consider all these things then you have to actually hire total strangers to move you, or do it yourself. Who wants to do that right now?

Support for REALTORS?

Many people will order from a small mom and pop pizza joint while they are quarantined to help support their local businesses. But realistically who is going to buy or sell a house to support their local Realtor?

The Economy 

It is inevitable that sour times are coming in our economy, especially the real estate industry. Much like restaurants and their serving staff, many real estate agents aren’t the best planners. Many live month to month getting random seemingly large checks from selling a property followed by two or three months of not selling anything and earning no income at all. 

When you couple these facts with no health care benefits or safety net due to being independent contractors you quickly realize many agents will be in dire financial trouble. 

How Long Will It Last?

The question is how long will this last? Will people truly stay home for a month and rip the band-aid of this off so to speak so the virus can die down in a month or are we going to continue to spread it throughout the community despite all warnings from virtually every governmental and medical body throughout the world and drag this out to a point where every company struggles to survive.

The only question that matters now is how long this will last. With every day that passes another real estate agent and company feels more strain until they can no longer bear it. I would argue in the real estate world that Realtors will feel this pain more than almost any other industry at a level not seen since the financial crisis of 2008 and possibly worse. 

American Duty

We as Americans will decide how bad this pain will be. 

One extremely safe prediction is that in every single industry across the spectrum a very large number of those workers, contractors, Realtors, and even the companies themselves will not be here in 3 months without a lot of governmental intervention. Realistically the government can prop people and companies up for a short period of time but at some point even the strength of the entire federal government is not enough.

Support ALL of Your Local Businesses

Time will tell, please stay safe and support your local small businesses and communities and let’s get past this as quickly as possible. Keep your distance, don’t let this spread anymore than this has to. 

Our older population and those with medical issues need you to do this; it is literally a matter of life and death.  The CDC has provided some very helpful guidance.  

 Small businesses and self employed people around you need you to do your part to end this quickly because it is a matter of financial life and death for them. 

Sportfishing off the coast of Cabo San Lucas offers up Massive “Super Cow” Tuna for Determined Anglers

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If you have ever been fishing in the Gulf of Mexico, then you know Yellowfin Tuna fishing is one of the most exciting activities for avid anglers. Imagine being on a boat and fighting a giant fish for over four hours just for it to get off the hook. This is the scenario Steve Hammerschmidt faced as he reeled in the dark with all he had. He would get the fish within about 15 feet of the boat just to feel the snap as the tension released on his line.

Hammerschmidt of Huntington Beach was on a charter fishing boat named Castigo with Captain Sean Sadler. The owner of the boat Larry Jacinto and fishing mate Adam Cargill were also on board. The group got a tip from another boat, the Red Rooster III. They traveled to the reported spot about 30 miles north from Cabo San Lucas (learn more about Cabo San Lucas) to land the approximately 380 pound super cow tuna that got away. After licking their wounds, the group of men would get some rest and head back out the following morning when the sun broke the horizon.

Cargill added another fishing fly to the line and tried again. This time, they would get a hit practically as soon as the line went under the water. Again, the fish would get away. Finally, Cargill added a sardine to the hook and gave the pole to Hammerschmidt to let him try again and the line took off almost as soon as he had it in his hands. The third time would be the charm for Steve as he fought the behemoth for two and a half arduous hours. Finally, the 365-pound fish was in the boat, and the crew was ecstatic.

The massive Yellowfin Tuna would end up being the largest the team had ever caught. It measured 84 inches long and was a whopping 59 inches around. This huge fish is known as a super cow. Tunas are called “cows” when they weigh over 200 pounds. Any reaching 300 pounds are called “super cows”. The largest one ever caught was a humongous 427-pound monster caught on the south side of Cabo San Lucas in 2012.

The Gulf of Mexico is prime fishing real estate with a variety of species to catch, but anglers love the fight the Yellowfin gives. It takes hours to reel in one of these massive football-shaped fish. To catch these monstrous tuna, anglers have to take a charter fishing boat or large vessel out onto deep waters. The deeper the better, and the water has to be between 74 and 82 degrees to find them, most of the time. Tuna like to swim with dolphin and huge schools of fish, so spotting them can be difficult. Finding these fish takes the skill and expertise of a captain and crew who have a network of contacts and the right equipment to get to the prime fishing areas. Hammerschmidt and the crew would take lots of pictures and end up enjoying their fill of fresh ahi with enough to go around after their excursion.

Tiny Houses Make Big Waves in 2020

mini house living

Tiny Houses

Have you thought about packing everything up and moving into a tiny place? Are you wondering what people see in tiny homes? Perhaps you are curious about the lifestyle, but unsure of what it means to live tiny. We talk about the development of these small homes and the benefits they offer below.

What are Tiny Houses?

The tiny house movement is a real thing. People are choosing to give up earthly possessions, or store them, to move into a smaller area. To get a Tiny classification, a home must be under 400 square feet. Why would people choose this lifestyle? Well, for starters, this way of living is a social change, not just switching addresses.

Some of these little homes are on wheels or made from shipping containers. Many people compare them to mobile homes because they are easy to tow behind a truck or move from one space to another. People use these spaces for many reasons including as an office space, room for the kids to have more space to play, and even as a place for guests to stay when they visit.

Why is the Tiny House Craze so Popular?

Moving into a tiny home means giving up the stress of clutter, wide spaces to clean, and living on a larger piece of land. People enjoy the feeling of being in control of their lifestyle. Tiny house owners often meet other people who live the same way and have begun forming social groups. There are even conventions where Tiny House owners gather to spend time learning about new technologies and ways to improve smaller spaces.

Advantages of Living in a Tiny House

There are many reasons why people would give up a 2,000 square-foot home to live in a house that is 20 percent of the size or smaller. Cutting energy costs is a huge perk of living in a tiny home. People like knowing they have a small space to heat and cool. Obviously, cleaning is faster when there is less square footage.

A tiny home offers people the chance to own a house for the first time. Even experienced homeowners enjoy saving money and knowing they can finance the house and pay it off much faster than a traditional house and lot. Tiny houses can cost as little as a few thousand dollars or as much as tens of thousands depending on the technologies the owner wants. Owners can recoup the cost in as little as two years. The furnishings and fixtures also figure into the cost of these homes.

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Another benefit of these homes is people can afford a more rewarding lifestyle. For example, a tiny house on wheels lets people travel the country. Living in a traditional house does not afford this opportunity. When tiny home owners travel, they often meet other tiny owners and gather to visit popular destinations together. A group of people may talk on social media and choose a spot to meet where they can talk in person and enjoy the company of other like-minded individuals.

Things to Consider Before Making Your Purchase

While there are tons of reasons to go tiny, some disadvantages still exist. Tall people, or those who like to have room to move around, may not be as comfortable in tiny surroundings. Traveling all the time may not be as rewarding as having a stable place to call home for some owners.

Before making the decision to go tiny, it is a good idea to talk to people who already live in tiny houses. You can discuss the benefits. Plus, you get answers from someone who understands the good and bad things about living in a tiny house. You will also want to know whether you should go with a mobile version or a standalone property. Both versions offer benefits, but some people want the lifestyle and the small home.

Living in a Tiny House doesn’t mean you cannot live in luxury.

Getting rid of many earthly possessions to “Go Tiny” can be uplifting. Some people refer to it as lifting a burden. There are many fewer things to move when you go on vacation or clean the house. Plus, tiny homes are much more inexpensive to maintain. Some people say they can cut utility costs to below a hundred dollars a month with a tiny house. Another perk is helping the environment.

People living in tiny houses have a much smaller footprint, use less energy, and often have less waste. These houses are available all over the world with Japan, Spain, Germany, New Zealand, Australia, France, and the United States offering a variety of options including two-story tiny homes. You can even find these places on docks near the water. The tiny movement is here to stay, offering square footage at premium prices.

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